Refinancing your Current Mortgage
Before you refinance your mortgage, it's a good idea to ask some questions.
Should you refinance your mortgage?
There are many situations where you can benefit from refinancing your home loan. Refinancing could save you thousands of dollars, consolidate your debt, or let you tap into your home equity. You can also use our refinance loan calculator to see if it is in your best interest to refinance.
How do I pick the mortgage company that's right for me?
If you decide that refinancing is in your best interest, you need to work with a mortgage company that will take the time to help find the best loan program for your needs. A home loan is more than just a number; it is often the key to your financial future.
Find out if refinancing is right for you by contacting an Alaska USA mortgage originator and scheduling an appointment or applying online. Your loan originator will review your credit report and explain how your credit affects your purchasing power.
Your loan originator will give you a list of documents that you need to bring in to be reviewed by local underwriters. Common documents requested are:
Remember, this is a basic list of items commonly needed. Alaska USA may ask for additional items, which are specific to your home loan.
Don't forget, the choice is yours when it comes to selecting the title and escrow agency, acting as the neutral party for you and the seller.